Category
Standard Credit Cards
Simple, no-frills credit cards for first-time users with basic benefits and low fees.
Data as of 6 October 2026
Other categories
Frequently asked questions
What is the best Standard credit card in India?
No standard cards are tracked on FinWiz24 right now. Try browsing the full credit card list or check back soon as issuers refresh their portfolios.
Are standard credit cards lifetime-free?
FinWiz24 does not currently track any standard cards. Lifetime-free availability depends on the issuer's current product lineup.
What credit score do I need for a standard card?
Credit score requirements vary by card and issuer. Entry-level standard cards typically require a CIBIL score of 700 or above. Premium cards may require 750+. Each card's eligibility section on its detail page publishes the minimum score where known.
What is the minimum income for a standard credit card?
Income thresholds vary by issuer and card tier. Entry-level cards typically require ₹3–5 lakh per year; premium standard cards may require ₹10–25 lakh per year. Self-employed applicants usually face a higher bar. Check the eligibility tile on each card's page.
How do I choose the right standard credit card?
Identify your primary spend in the standard category, then compare the annual fee against the expected reward earn. Prefer lifetime-free cards if your annual spend would not clear the fee-waiver threshold on a paid card. Use the Compare tool at /compare-credit-cards/ to run a side-by-side analysis.