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India's credit card community, sorted by what actually helps. Browse top-voted questions, ask your own, or answer someone who's stuck on the same credit card decision you once faced. The list below is ranked by net upvotes, filtered by category, and refreshed as the conversation evolves.
Top-voted questions the community found most useful.Updated daily
I have been using my SBI Card credit card for 6 months with a clean repayment history. How can I request a credit limit increase, and what factors does the bank consider?
I have been using my American Express credit card for 18 months with a clean repayment history. How can I request a credit limit increase, and what factors does the bank consider?
Reviews of RBL Bank credit cards mostly highlight rewards but rarely mention downsides. Is it really worth it for homemakers with their first card?
I spend around ₹60,000/month on fuel. Which credit card gives the highest fuel surcharge waiver or fuel rewards in 2026?
I want to issue an add-on card to my spouse on my primary credit card. What are the charges, benefits, and the best primary card for add-ons?
Suggest a lifetime free credit card suitable for freelancers. I want good rewards on international travel without paying any joining or annual fee.
I have been using my American Express credit card for 6 months with a clean repayment history. How can I request a credit limit increase, and what factors does the bank consider?
I have accumulated around 10,000 reward points on my HSBC credit card. What is the redemption value in rupees and the best way to use them?
I have never owned a credit card before. Salary is ₹1,00,000/month. Which is the safest entry-level credit card to start building my CIBIL score?
I am looking for a credit card mainly for Flipkart shopping. My monthly income is around ₹75,000 and I prefer no annual fee if possible. Which card should I apply for in 2026?
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What are the actual welcome benefits (vouchers, points, lounge passes) on Apollo SBI Card SELECT? Are they guaranteed or conditional on spen…
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Apply for the SBI Card MILIFE and earn 10X reward points on dining, movies, and groceries. Eligibility, benefits, and the application process.
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Apply for the co-branded HDFC Marriott Credit Card and earn 5X points on Marriott, hotel, and dining spends. Eligibility and the application process.
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Apply for the ultra-premium Axis Burgundy Private Credit Card with unlimited lounge access and dedicated relationship manager. Income thresholds and walkthrough.
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Apply for the ICICI Jet Airways Credit Card and earn JPMiles on every spend. Income thresholds, eligibility, and the application process.
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