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India's credit card community, sorted by what actually helps. Browse top-voted questions, ask your own, or answer someone who's stuck on the same credit card decision you once faced. The list below is ranked by net upvotes, filtered by category, and refreshed as the conversation evolves.
Top-voted questions the community found most useful.Updated daily
I lost my Citibank credit card. What is the fastest way to block it through the app or customer care to prevent misuse?
Banks say annual fee is waived if I spend ₹50,000 in the previous year. Does the spend include EMI, wallet loads, and reversals? Please clarify with examples.
I have been using my RBL Bank credit card for 12 months with a clean repayment history. How can I request a credit limit increase, and what factors does the bank consider?
I lost my SBI Card credit card. What is the fastest way to block it through the app or customer care to prevent misuse?
I already have a HDFC Bank credit card. Can I apply for another card from the same bank? Will it affect my credit score?
Please recommend a credit card with annual fee under ₹40,000 that excels at Amazon purchases. I prefer Visa/Mastercard over RuPay for wider acceptance.
I just made a big purchase on my RBL Bank credit card. What is the exact process to convert it into EMI? Are there any processing fees?
I have been using my Standard Chartered credit card for 24 months with a clean repayment history. How can I request a credit limit increase, and what factors does the bank consider?
I am looking for a credit card mainly for utility bill payments. My monthly income is around ₹1,00,000 and I prefer no annual fee if possible. Which card should I apply for in 2026?
I need a 3-month credit card statement for my Schengen visa application. How do I download it as a PDF from the ICICI Bank netbanking portal?
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Apply for the SBI Card MILIFE and earn 10X reward points on dining, movies, and groceries. Eligibility, benefits, and the application process.
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Apply for the co-branded HDFC Marriott Credit Card and earn 5X points on Marriott, hotel, and dining spends. Eligibility and the application process.
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Apply for the ultra-premium Axis Burgundy Private Credit Card with unlimited lounge access and dedicated relationship manager. Income thresholds and walkthrough.
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Apply for the ICICI Jet Airways Credit Card and earn JPMiles on every spend. Income thresholds, eligibility, and the application process.
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