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In-depth guides, comparisons, latest offers, and credit card news for India — updated weekly.
18 posts
Linking a RuPay credit card to UPI lets you scan any QR code and pay with credit. Here is how the linkage works, the per-transaction limits, the rewards reality, and the RBI / NPCI rules behind it.
10 September 2026
UPI is free and instant. Credit cards earn rewards. The right payment rail for each transaction.
11 July 2026
How much credit-card fraud happens in India, who's most at risk, and the bank's zero-liability rule that protects you.
1 July 2026
LazyPay, Simpl, ZestMoney — the BNPL option vs the credit card. The right tool for each spend.
23 June 2026
Each payment method has a role. Using the right one for the right spend saves money and builds credit.
19 June 2026
The right payment rail for every transaction. The split that maximises rewards and minimises friction.
19 June 2026
A Merchant Category Code is a 4-digit number attached to every transaction. It controls rewards, milestones, and exclusions.
19 June 2026
You have a salary account, a steady income, and zero credit history. Here's what to do in the first 12 months.
15 June 2026
MCC, ECI, MITC, BT, EMI — the alphabet soup of credit-card language, decoded.
15 June 2026
UPI is the dominant payment rail for small spend. Credit card is the right tool for big spend. Here's how to split.
11 June 2026
Paying only the minimum, missing payments, closing old cards — the mistakes that add up to thousands in lost rewards and fees.
9 June 2026
Most banks require a salaried income for credit cards. Here's what students can do instead.
9 June 2026
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