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Paying Bills with a Credit Card: What's Allowed and What Isn't Electricity, gas, water, mobile postpaid, DTH, insurance — most bills can be paid via credit card. Here's how to maximise the cashback.
13 June 2026
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109 posts
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4 min readVisa vs Mastercard vs Amex vs RuPay — Which Network Should You Pick?The card network matters more than the bank for acceptance and forex. Here's how each one stacks up in India.
13 June 2026
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4 min readHow to Get a Fee Reversed on Your Credit Card (And When to Ask)Annual fee, late fee, over-limit fee, cash advance fee — most can be reversed if you ask the right way.
13 June 2026
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4 min readBest Credit Card Combos for Couples in IndiaTwo people, multiple cards, multiple categories. The right combination returns 5%–7% on combined spend.
13 June 2026
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4 min readBest Credit Cards for Utility Bill Payments in IndiaElectricity, gas, water, broadband, mobile postpaid, DTH — the cards that reward bill payments and the fees to watch.
13 June 2026
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4 min readHow Visa and Mastercard Make Money in IndiaEvery swipe moves money across multiple rails. The network's fee is small per transaction but massive in aggregate.
13 June 2026
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4 min readWhy Your Credit Utilisation Ratio Is the Second-Biggest Score Factor30% of your CIBIL score depends on how much of your credit limit you use. Here's the optimal strategy.
13 June 2026
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4 min readThe RBI's 2021 Card Rules: What Protects You and What Doesn'tTokenisation, zero-liability, and SMS alerts — what the Reserve Bank of India actually requires banks to do.
12 June 2026
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4 min readAmex Platinum Travel Card: Is the Welcome Bonus Worth the Fee?₹5,000 annual fee, ₹10,000+ welcome bonus on first-year spend, milestone Taj vouchers. The math, with caveats.
11 June 2026
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4 min readThe Best Cashback Credit Cards in India (2026 Edition)Lifetime-free, capped, and uncapped — the cards that put money back in your wallet every month.
11 June 2026
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4 min readBest Fuel Credit Cards in India (2026 Edition)IOCL, BPCL, HPCL — the cards that maximise your fuel surcharge waiver and the right pick for each chain.
11 June 2026
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4 min readHow to Dispute an Error on Your CIBIL ReportWrong balance, closed account shown as open, missed payment you didn't miss. Here's how to fix it.
11 June 2026